Posted: 09/19/2016 On September 17, 2016, a bomb was detonated in the Chelsea neighborhood of New York City. What you need to know about your policy: As of September 19, the U.S. Department of State has not officially deemed the incident an act of terrorism, meaning there is no coverage for losses related to the attacks for current Tin Leg policyholders. If the New York City bombing is named a terrorist event, and meets Tin Leg’s definition of “terrorism” (below), there may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for… Read More
Travel Insurance
Position Statement – Hurricane Madeline
Posted: 8/30/2016 On August 27, 2016, Hurricane Madeline was named as a tropical storm that has since evolved into a hurricane with a path toward Hawaii. What you need to know about your policy: As of August 27, Hurricane Madeline is no longer considered an unforeseen event. Coverage related to the hurricane is not available for Tin Leg policies purchased after this date. Tin Leg policies purchased on or prior to August 26 may provide coverage related to the event, including Trip Cancellation, Trip Interruption and Trip Delay benefits. Trip Cancellation and Trip Interruption coverage for Hurricanes: In order for… Read More
Position Statement – Hurricane Lester
Posted: 8/30/2016 On August 25, 2016, Hurricane Lester was named as a tropical storm that has since evolved into a hurricane with a path toward Hawaii. What you need to know about your policy: As of August 25, Hurricane Lester is no longer considered an unforeseen event. Coverage related to the hurricane is not available for Tin Leg policies purchased after this date. Tin Leg policies purchased on or prior to August 24 may provide coverage related to the event, including Trip Cancellation, Trip Interruption and Trip Delay benefits. Trip Cancellation and Trip Interruption coverage for Hurricanes: In order for… Read More
Position Statement – Central Italy Earthquake
Posted 8/25/2016 At 9:36 PM ET on August 23, 2016, (3:36 AM on August 24 local time) an earthquake occurred in Central Italy. What you need to know about your policy: As of August 23, 2016, the Central Italy earthquake is no longer considered an unforeseen event. Coverage related to the earthquake is not available for Tin Leg policies purchased after this date. Tin Leg policies purchased on or prior to August 22, 2016 may provide coverage related to the event, including Trip Cancellation, Trip Interruption and Trip Delay benefits. Trip Cancellation and Trip Interruption coverage for Natural Disaster: In… Read More
Position Statement – Nice Attack
Posted 07/15/2016 On Thursday, July 14, 2016, a truck drove through a crowd at a Bastille Day celebration in Nice, France. This event falls within the definition of a terrorist attack as defined in Tin Leg policies. What you need to know about your policy: As of July 14, 2016, the terrorist attack in Nice, France, is no longer considered an unforeseen event. Coverage related to the attack in Nice is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible… Read More
Position Statement – Istanbul Airport Terrorist Attack
Posted: 06/29/2016 On Tuesday, June 28, 2016, a terrorist attack occurred in at Ataturk Airport in Istanbul, Turkey. The U.S. Department of State officially declared this an act of Terrorism on 6/28/2016. What you need to know about your policy: As of June 28, 2016, the bombing in Istanbul is no longer considered an unforeseen event. Coverage related to the attack at the Istanbul airport is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Tin… Read More
Can I cancel my trip if there’s a hurricane?
Tin Leg policies include Hurricane and Weather coverage under the Trip Cancellation benefit. To be eligible for this coverage, you must purchase the policy before the hurricane is named. Hurricane and Weather coverage can cover you to cancel your trip as long as it is due to a covered reason, such as a delay, damage to your accommodations, or a mandatory evacuation. The delay of a common carrier, such as an airline or cruise, due to a hurricane is a covered reason to cancel a trip. This benefit requires a minimum delay, which varies in length depending on the policy:… Read More
Position Statement Istanbul Bombing
Posted: 1/12/2016 On Tuesday, January 12, 2016, a suicide bomb attack killed at least 10 people in Istanbul, Turkey. The U.S. Department of State officially declared this an act of Terrorism on 1/12/2016. What you need to know about your policy: As of January 12, 2016, the bombing in Istanbul is no longer considered an unforeseen event. Coverage related to the Istanbul bombing is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Tin Leg policy… Read More
Position Statement Worldwide Travel Alert
Posted: 11/25/2015 On Monday, November 23, the U.S. State Department issued a Worldwide Travel Alert to U.S. citizens warning about possible risks of travel due to increased terrorist threats. What you need to know about your policy: For non-policyholders: As of November 23, the alert on worldwide travel has not resulted in a terrorist event, meaning cancellation coverage, including the terrorism benefit, is still available for new policies purchased for trips worldwide. For current policyholders: As of November 23, the worldwide travel alert has not resulted in a terrorist event, meaning there is no coverage for losses related to the… Read More
Position Statement Paris Terrorist Attacks
Posted: 11/14/2015 On Friday, November 13th, the shootings, bombings and events in Paris killed 128 people and wounded many more. The U.S. Department of State declared these shootings and events in Paris an act of Terrorism. What you need to know about your policy: As of November 13th, the Paris Terrorist Attacks are no longer considered an unforeseen event. Coverage related to the Paris Terrorist Attacks is not available for Tin Leg policies purchased after this date. Tin Leg policies purchased on or prior to November 12th, 2015 offer Trip Cancellation and Trip Interruption coverage for terrorism. In order for… Read More