Posted: 06/16/2016 On Sunday, June 12, 2016, a mass shooting at a nightclub in Orlando, Florida, left 50 dead and more than 50 injured. This incident falls within the definition of a terrorist attack for Tin Leg policies. What you need to know about your policy: As of June 12, 2016, the terrorist attack in Orlando is no longer considered an unforeseen event. Coverage related to the Orlando terrorist attack is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible… Read More
Can I cancel my trip if there’s a hurricane?
Tin Leg policies include Hurricane and Weather coverage under the Trip Cancellation benefit. To be eligible for this coverage, you must purchase the policy before the hurricane is named. Hurricane and Weather coverage can cover you to cancel your trip as long as it is due to a covered reason, such as a delay, damage to your accommodations, or a mandatory evacuation. The delay of a common carrier, such as an airline or cruise, due to a hurricane is a covered reason to cancel a trip. This benefit requires a minimum delay, which varies in length depending on the policy:… Read More
Position Statement – Brussels Terrorist Attacks
Posted: 03/22/2016 On Tuesday, March 22, 2016, three explosions occurred in Brussels, Belgium, at the Zaventem Airport and Maelbeek metro station. The U.S. Department of State officially declared this an act of Terrorism on 3/22/2016. What you need to know about your policy: As of March 22, 2016, the terrorist attacks in Brussels are no longer considered an unforeseen event. Coverage related to the Brussels terrorist attacks is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits,… Read More
Position Statement Winter Storm Jonas
Posted: 01/21/2016 On Tuesday, January 20, 2016, at 10:45am EST, Winter Storm Jonas was named and was predicted to target the Mid-Atlantic and Northeastern regions of the U.S. What you need to know about your policy: As of January 20th, Winter Storm Jonas is no longer considered an unforeseen event. Coverage related to the winter storm is not available for Tin Leg policies purchased after this date. Tin Leg policies purchased on or prior to January 19th may provide coverage related to the event, including Trip Cancellation, Trip Interruption and Trip Delay benefits. Trip Cancellation and Trip Interruption coverage for… Read More
Position Statement Zika Virus
Posted: 01/20/2016 On Friday, January 15, 2016, the Center for Disease Control and Prevention issued a Zika virus Travel Health Notice Level 2, Practice Enhanced Precautions, for Puerto Rico, the Caribbean, Mexico, Central America, and South America. What you need to know about your policy: Despite the outbreak, Tin Leg policies still offer Emergency Medical and Medical Evacuation benefits for travelers who become infected with the Zika virus while on a covered trip. Tin Leg does not exclude any declared pandemics or epidemics, as such, coverage will remain available as long as a policy is purchased before the traveler contracts… Read More
Position Statement Istanbul Bombing
Posted: 1/12/2016 On Tuesday, January 12, 2016, a suicide bomb attack killed at least 10 people in Istanbul, Turkey. The U.S. Department of State officially declared this an act of Terrorism on 1/12/2016. What you need to know about your policy: As of January 12, 2016, the bombing in Istanbul is no longer considered an unforeseen event. Coverage related to the Istanbul bombing is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Tin Leg policy… Read More
If I get laid off at work, can I cancel my trip for reimbursement?
Generally, travel insurance can provide reimbursement if a trip is canceled due to involuntary layoff or termination of employment. This benefit, Employment Layoff, provides reimbursement for prepaid, non-refundable trip payments and deposits. All Tin Leg policies provide Employment Layoff coverage for Trip Cancellation and Trip Interruption when the following conditions are met: A traveler or their traveling companion is terminated or laid off They have been employed by their place of employment for the past two consecutive years Trip Cancellation provides coverage if you cancel your trip for a covered reason, such as Employment Layoff, before you depart. All of… Read More
Position Statement Worldwide Travel Alert
Posted: 11/25/2015 On Monday, November 23, the U.S. State Department issued a Worldwide Travel Alert to U.S. citizens warning about possible risks of travel due to increased terrorist threats. What you need to know about your policy: For non-policyholders: As of November 23, the alert on worldwide travel has not resulted in a terrorist event, meaning cancellation coverage, including the terrorism benefit, is still available for new policies purchased for trips worldwide. For current policyholders: As of November 23, the worldwide travel alert has not resulted in a terrorist event, meaning there is no coverage for losses related to the… Read More
Position Statement Brussels Terrorist Alert
On Saturday, November 21, Brussels, Belgium, issued a high terror alert due to an “imminent threat” of terrorism. What you need to know about your policy: For non-policyholders: As of November 23, the threat to Brussels has not resulted in a terrorist event, meaning cancellation coverage, including the terrorism benefit, is available for new policies purchased for trips to Brussels, Belgium. For current policyholders: As of November 23, the threat to Brussels has not resulted in a terrorist event, meaning there is no coverage for losses related to the threats for current Tin Leg policyholders. If the threat to Brussels… Read More
Position Statement Mali Hotel Attack
Updated: 11/24/2015 On Friday, November 20, the Radisson Blu Hotel in Bamako, Mali, was attacked by gunmen, killing at least three people and taking over 100 hostage. What you need to know about your policy: As of November 20, the Mali hotel attack has been officially deemed an act of terrorism by the U.S. Department of State. Coverage related to the Mali hotel attack is not available for Tin Leg policies purchased after this date. There may be coverage for Tin Leg customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Tin Leg… Read More